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Turks and Caicos is one of the most popular destinations for Americans, and it’s no surprise why. The sparkling ocean is turquoise blue and the idyllic beaches seem to go on as far as the eye can see. Another draw for tourists is the plethora of hotel and resort choices—from family lodging to romantic hotels to all-inclusive resorts and private cottage rentals.

A sunny place like Turks and Caicos may be on your list of possibilities for winter travel. If you go, here’s what to look for in a comprehensive travel insurance package. Travel insurance for Turks and Caicos trips costs an average of $160, according to Squaremouth, a travel insurance comparison provider.

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